10 Cheapest Places to Live in Texas in 2025 highlight some of the most affordable and livable cities across the Lone Star State. Texas has long been a top destination for people seeking lower costs of living, no state income tax, and diverse cultural opportunities. In 2025, rising housing costs in some parts of the U.S. are pushing many families, young professionals, and retirees to look for budget-friendly communities in Texas.
If you’re considering relocating, here are the top 10 cheapest places to live in Texas in 2025, offering affordability without sacrificing lifestyle.
1. Harlingen
Often ranked among the most affordable cities in the United States, Harlingen tops the list. Located in the Rio Grande Valley, Harlingen offers low housing costs and inexpensive healthcare. Families enjoy access to outdoor recreation, cultural festivals, and proximity to South Padre Island for beach getaways.
2. McAllen
Just a short drive from Harlingen, McAllen is another budget-friendly city in the Rio Grande Valley. Known for its vibrant arts scene, family-friendly neighborhoods, and excellent local cuisine, McAllen combines affordability with culture. Housing costs are well below the national average, making it appealing to retirees and young families alike.
3. Brownsville
Brownsville, located near the Texas-Mexico border, offers a unique blend of cultures and a very low cost of living. The city provides affordable housing, inexpensive groceries, and access to historical attractions. With the Gulf Coast nearby, families enjoy both affordability and coastal activities.
4. Wichita Falls
In North Texas, Wichita Falls provides one of the most affordable lifestyles in the state. Housing prices are far below Texas’s big cities, and the community has excellent schools, parks, and a slower pace of life. It’s especially appealing for families who want affordability and small-town charm.
5. Beaumont
Beaumont, near the Louisiana border, is a city known for its oil history, cultural attractions, and proximity to the Gulf of Mexico. The cost of living is much lower than in major metros like Houston or Dallas. Families appreciate its affordable housing market, family-friendly neighborhoods, and local events.
6. Amarillo
In the Texas Panhandle, Amarillo offers affordability paired with wide-open landscapes and a strong sense of community. Housing costs are low, and residents enjoy easy access to Palo Duro Canyon State Park for outdoor recreation. It’s a great choice for those who love a balance of affordability and nature.
7. Lubbock
Lubbock, home to Texas Tech University, is one of the most affordable college towns in Texas. While it has a youthful energy, it also caters to families with good schools and community events. The cost of living is lower than the Texas average, and housing remains affordable in 2025.
8. Temple
Located in Central Texas, Temple has grown in popularity thanks to its affordable housing market and healthcare industry. It is home to Baylor Scott & White Health, one of the largest employers in the region. Families benefit from excellent healthcare access, safe neighborhoods, and low living expenses.
9. Killeen
Killeen, located near Fort Cavazos (formerly Fort Hood), is one of the cheapest places to live in Central Texas. With a large military community, the city offers affordable housing, diverse restaurants, and access to outdoor recreation. Its location also makes commuting to Austin or Waco possible for work opportunities.
10. Abilene
Abilene, in West Texas, rounds out the list with its affordable homes and family-friendly atmosphere. It’s known for its universities, museums, and historic downtown. Families enjoy a slower pace of life, with a cost of living well below the Texas average.
Final Thoughts – Cheapest Places to Live in Texas
The 10 Cheapest Places to Live in Texas in 2025 prove that affordability and quality of life can go hand in hand. Whether you prefer the culture of South Texas, the landscapes of the Panhandle, or the charm of Central Texas, each city offers opportunities for families, retirees, and professionals looking for a budget-friendly lifestyle. With housing costs continuing to rise in many parts of the country, Texas remains a strong option for those seeking affordability without compromise.
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