Finding an affordable place to live in the United States can feel like a challenge, especially as housing costs rise in many major cities. Yet, there are still locations across the country where the cost of living remains manageable without sacrificing quality of life. These places balance reasonable home prices, lower utility costs, and everyday affordability, making them ideal for individuals and families who want comfort without breaking the bank.
Here are the 10 most affordable places to live in the United States in 2025.
1. Wichita, Kansas
Wichita consistently ranks among the most affordable cities. With a median home price well below the national average, residents enjoy spacious housing and a cost of living nearly 20% lower than the U.S. average. The city also offers strong employment in aviation and manufacturing industries, making it a practical and affordable place to settle.
2. Toledo, Ohio
Toledo combines Midwestern charm with affordable housing. Median home values remain under $150,000, and rental prices are among the lowest in the nation. Grocery and utility expenses are manageable, while proximity to Lake Erie adds lifestyle perks. It’s an attractive option for families seeking affordability with access to outdoor recreation.
3. Knoxville, Tennessee
Nestled near the Great Smoky Mountains, Knoxville is one of the most budget-friendly cities in the Southeast. Residents benefit from Tennessee’s lack of state income tax, combined with relatively low housing costs. Affordable healthcare and lower transportation expenses further contribute to Knoxville’s ranking.
4. Fort Wayne, Indiana
Fort Wayne has quietly become a haven for affordability. Homeownership is achievable for most households, and the overall cost of living is about 15% below the national average. The city also invests heavily in parks and community infrastructure, ensuring affordability doesn’t come at the cost of quality of life.
5. Huntsville, Alabama
Huntsville blends affordability with opportunity. Known as “Rocket City” due to its ties with NASA and aerospace, it offers strong job prospects while maintaining home prices significantly below national averages. Residents also benefit from Alabama’s generally low property taxes, making it a standout affordable city.
6. Green Bay, Wisconsin
Green Bay, best known for its football heritage, offers more than just sports pride. Housing prices remain accessible, and overall expenses—from groceries to healthcare—are modest compared to other Midwestern cities. With a welcoming community and abundant outdoor activities, Green Bay provides both affordability and livability.
7. Omaha, Nebraska
Omaha has steadily risen as an affordable yet vibrant city. Housing costs remain reasonable, and the job market—driven by finance, healthcare, and agriculture—offers stability. The city blends affordability with a growing cultural scene, making it attractive for both young professionals and families.
8. Tulsa, Oklahoma
Tulsa is gaining recognition nationwide thanks to initiatives like the “Tulsa Remote” program, which attracts remote workers with incentives. Beyond that, the city boasts inexpensive housing, low transportation costs, and a cost of living nearly 17% below average. Tulsa combines affordability with a growing arts and tech presence.
9. Des Moines, Iowa
Iowa’s capital city offers a balance of affordability and opportunity. With median home prices significantly below national figures, Des Moines also shines with low healthcare and grocery costs. A strong insurance and finance job market supports the economy, making it a sustainable affordable option.
10. Memphis, Tennessee
Memphis rounds out the list as one of the most affordable large cities in the U.S. Housing costs are almost 30% below the national average, and residents benefit from Tennessee’s no income tax policy. While the city continues to face challenges, its affordability and rich cultural history make it an appealing choice.
Why These Places Are Affordable
Housing Prices: Lower median home values play the biggest role.
Lower Taxes: Cities in Tennessee and Alabama benefit from favorable tax structures.
Balanced Job Markets: Cities like Huntsville, Omaha, and Des Moines maintain strong employment while keeping living costs in check.
Final Thoughts on Most Affordable Places to Live in the United States
In 2025, affordability doesn’t have to mean compromise. These ten cities prove that it’s possible to enjoy comfortable living, stable job markets, and vibrant communities without the high costs often associated with major metropolitan areas. For those seeking financial balance and quality of life, the most affordable places in the United States remain inviting options.
For more topics and detailed articles, visit our USA Top 10 website.
You can also Visit at Calculation Club
