If you’re thinking about moving or just want to save some money, finding an affordable city to live in is a smart move. The cost of living is going up in many parts of the country, but thankfully, there are still plenty of places where your dollars can stretch a lot further. In 2025, some cities stand out as especially budget-friendly without sacrificing a good quality of life.
Here’s a look at the 10 cheapest places to live in the U.S. this year — where you can enjoy affordable housing, reasonable everyday expenses, and a decent lifestyle.
1. Detroit, Michigan
Detroit has been known for years as one of the most affordable big cities in America. Housing prices are quite low compared to most other major cities, and rent is easy on the wallet. If you don’t mind some of the challenges the city faces, you’ll find plenty of affordable neighborhoods with lots of character. Plus, Detroit’s growing arts scene and access to the Great Lakes make it an interesting place to live.
2. Cleveland, Ohio
Cleveland is another city where your money goes a long way. It offers low housing costs and affordable groceries and utilities. There’s a good mix of cultural attractions like museums and sports teams, and if you love being near water, Lake Erie is right there. It’s a great spot for families or retirees looking for a lower cost of living.
3. Dayton, Ohio
Dayton’s affordability comes from low housing prices and everyday expenses like utilities and food. It’s a smaller city with a friendly feel and a rich aviation history. If you want a quieter lifestyle but still want access to parks, museums, and local amenities, Dayton could be a perfect fit.
4. El Paso, Texas
El Paso keeps living costs low thanks to inexpensive housing and healthcare. It’s a city with a unique blend of Mexican and American cultures, which shows up in its food, festivals, and community vibe. The weather is mostly warm and dry, and there are plenty of outdoor activities nearby.
5. Rochester, New York
Rochester is surprisingly affordable, especially for a city in New York. Housing prices here won’t break the bank, and utilities are reasonable. It’s a place with beautiful parks and waterfronts, making it a peaceful place to settle down without paying a premium.
6. Oklahoma City, Oklahoma
Oklahoma City offers a good balance between affordability and city amenities. Housing is cheap, transportation costs are low, and it’s known for having one of the shortest average commute times among big cities. It’s also a place with a growing food scene and interesting cultural spots.
7. Albuquerque, New Mexico
Albuquerque is known for its affordable housing and lower grocery and healthcare costs. If you enjoy sunshine and outdoor activities like hiking and skiing, this city will appeal to you. Plus, it has a rich cultural heritage with lots of festivals throughout the year.
8. Memphis, Tennessee
Memphis is affordable thanks to low property taxes and cheap housing. It’s a city full of history, famous for its music scene and delicious barbecue. Living here means you get big-city benefits without the big-city price tag.
9. Louisville, Kentucky
Louisville is famous for the Kentucky Derby, but it’s also a surprisingly affordable city. Housing is quite reasonable, and everyday costs like groceries and utilities won’t strain your budget. The city has a nice Southern charm and plenty of parks and recreational areas.
10. Indianapolis, Indiana
Indianapolis offers low housing costs, affordable healthcare, and a solid job market. It’s known for the Indy 500 race and a strong sports culture. If you want a city that balances affordability with a steady stream of things to do, Indy is worth considering.
What Makes These Cities Affordable?
Most of these cities have housing prices well below the national average, which is the biggest factor in affordability. Utilities, groceries, and taxes are generally lower too. Many also have decent public services and a slower pace of life, which helps keep costs down.
Things to Keep in Mind
Of course, cheap doesn’t always mean perfect. Job opportunities vary from city to city, and you should think about what kind of weather you like, how much culture or nightlife you want, and other lifestyle factors before making a move.
Final Thoughts on 10 Cheapest Places to Live in the United States in 2025
If you’re looking to save money without moving to a tiny town or sacrificing quality of life, these 10 cities offer great options. Detroit, Cleveland, El Paso, and others prove that affordable living is still possible in America. Whether you’re buying a home, renting, or just trying to lower your monthly expenses, these places are worth a closer look.
If you want, I can also help you compare costs like average rent, home prices, or even job market info in any of these cities to make your decision easier. Just let me know!
Looking for inspiration for your next trip? Check out our comprehensive guide: 10 Most Desirable International Travel Destinations in the World.
Thinking about a new life abroad? Discover the 10 Best Places to Live in Mexico in 2025.
Need to organize your documents and photos? Use PicsInToPdf.com to quickly convert your files to PDF and keep your paperwork in order.
