Planning for retirement? Whether you’re looking for warmer weather, better healthcare, or low taxes, choosing the best states to retire in is a big decision. The U.S. offers a variety of retirement-friendly destinations that provide affordability, quality of life, and recreational opportunities.
This guide lists the top 10 best places to retire in the United States, based on cost of living, healthcare access, climate, and overall livability. Whether you’re eyeing the coast, the mountains, or the Midwest, these are the best states to retire to in 2025 and beyond.
What Makes a State Great for Retirement?
The best states to retire typically offer:
- Affordable cost of living
- High-quality healthcare
- Low or no state income tax on retirement benefits
- Pleasant weather
- Access to nature, recreation, and community services
🏆 Top 10 Best Places to Retire in the United States
1. Florida
It’s no surprise Florida tops the list. With its warm climate, no state income tax, and an abundance of retirement communities, Florida is often considered the best place to retire in the United States.
2. Minnesota
Minnesota boasts excellent healthcare, strong senior support programs, and low crime. While winters can be cold, it’s ideal for retirees who value community and health services.
3. Colorado
With beautiful mountain views and an active outdoor lifestyle, Colorado is a popular retirement destination. It offers good healthcare and plenty of recreational options.
4. Wyoming
Wyoming has no state income tax and low population density, making it peaceful and tax-friendly. Its natural beauty makes it one of the best states to retire to for nature lovers.
5. South Dakota
Low taxes, low crime, and great healthcare make South Dakota an underrated gem for retirees. It consistently ranks as one of the best places to retire in US.
6. Pennsylvania
Pennsylvania offers scenic beauty, historical towns, and tax breaks on retirement income. It also provides a lower cost of living compared to neighboring states.
7. New Hampshire
New Hampshire has no state income or sales tax, great safety ratings, and beautiful natural surroundings, making it a strong contender among the best states to retire in.
8. Delaware
Delaware is known for being tax-friendly with low property taxes and no sales tax. It also offers beach towns and easy access to the Northeast corridor.
9. North Dakota
While cold, North Dakota ranks high in healthcare quality, community involvement, and safety. It’s ideal for those who want peace, security, and open skies.
10. Wisconsin
With affordable housing, a strong healthcare system, and charming small towns, Wisconsin offers a balanced and relaxed lifestyle for retirees.
🔗 Related Resources
Interested in geography? You might also enjoy learning about the Top 10 Smallest States in the United States by Area and how size impacts population, cost of living, and travel.
Need help calculating your retirement budget or converting units for moving logistics? Visit Calculation Club for handy online tools.
📌 Conclusion
The best places to retire in the United States are not one-size-fits-all. While Florida is the classic choice, states like Minnesota, South Dakota, and Delaware are rising stars. Whether you prefer warm beaches, scenic mountains, or small-town charm, this list of the best states to retire will help you narrow down the perfect location for your golden years.
Pingback: Top 10 Best Beaches in the United States to Visit in 2025